Can I Settle Without a Lawyer?
Settling Without A Lawyer Could Lowball Your Compensation
Not all personal injury accident claims require the services of a lawyer. We are mostly referring to cases involving minor injuries that only take a few weeks or months to heal. These relatively low-stakes claims may, in some instances, be resolved on your own. However, if you decide to represent yourself, extensive legal research is practically mandatory unless you want to get lowballed by the insurance company and lose out on much-needed compensation for your damages.
Serious injury and death cases are another matter entirely. Hiring an experienced personal injury attorney with a proven track record of success will almost always put more money in your pocket than you would recover on your own – sometimes, hundreds of thousands or even millions of dollars more!
In any case, whether your injuries are minor or severe, you should consult a trusted lawyer for a better understanding of your legal rights and options for recovery. Without any guidance, you might find yourself prone to making mistakes – crucial errors that could drastically reduce the settlement and trial value of your claim. Below are some of the most common mistakes victims make in handling their accident claim:
- You give a recorded statement. This is the oldest trick in the book. The insurance adjuster tells you that you are obligated to provide a recorded statement (barring a few exceptional circumstances, you aren’t). Then they use your own words against you. Even if you are on the side of truth, what you say can easily be decontextualized and distorted to contradict you, thus weakening your claim.
- You don’t know the value of your case. The consequences of asking for too little are obvious. But asking for too much can be just as damaging. When you demand excessive compensation, you are implicitly telling the insurance company that they don’t have to make a real settlement offer because you don’t know the actual value of your case.
- You settle the case without knowing the full extent of your injuries. In order to receive the full and fair value of your case, you must receive a thorough medical examination and get all of your medical bills and records in order. If you go straight for a quick settlement, you may get compensation that does not accurately reflect the full scope of your injuries – and their resulting expenses.
Wilshire Law Firm offers free consultations 24 hours a day, 7 days a week. If you or a loved one has been injured in an accident, it is in your best interests to give us a call. Our car accident lawyers provide services on a contingency fee basis, meaning we don’t charge attorney fees unless we win. With no risk, there is no reason to delay – call us today at 1-800-52-CRASH for immediate assistance.