Ways To Get a Rental Car After an Accident
It’s bad enough getting injured in an accident that wasn’t your fault – there are the mounting medical bills to worry about, not to mention the physical pain and the stress that comes with the recovery process … And when your vehicle gets totaled? Talk about inconvenience. With your car in the shop or in the scrapyard, you can’t drive to work, take your kids to school, pick up the groceries, etc. Obviously, these issues are more pronounced in one car families.
Fortunately, you always have the option of getting a rental and using it until your damaged vehicle is repaired or replaced. But what if you cannot afford the cost? The following coverage options may be available to you.
Best Case Scenario: The Liable Driver’s Insurance Company Takes Immediate Responsibility
In this scenario, the property damage claims process goes smoothly for you – no hassle, no disputes. The insurance company pays for your rental car until they pay for repairs or pay you the fair market value of your totaled vehicle.
Plan B: Your Own Insurance Company Provides Coverage
The liable party’s insurance company is not making a decision on your claim, effectively putting it in a state of limbo. What to do? Plan B is to find out whether your own insurance company can provide you rental coverage. If they do, they will pay for your rental car and, in turn, demand compensation from the liable party’s insurance company.
When Push Comes to Shove
Let’s say the at-fault carrier either denies responsibility or is withholding a decision during the period you need a rental car, and your own insurance company does not provide rental coverage. This is a conundrum, to say the least.
At this point, your only choice is to apply pressure to the opposing insurance company. An experienced auto accident attorney can help. Once the insurance company sees that you have a legal professional working for you, they will take your case more seriously and be more willing to give you the coverage you need.
Top Car Accident Law Firm in California
Have you been saddled with medical bills and vehicle repair costs after an accident that wasn’t your fault? You should not have to pay for the consequences of someone else’s negligence. Get the compensation you need and deserve with help from the aggressive car accident lawyers at Wilshire Law Firm. Since 2007, we have obtained more than $100,000,000.00 in verdicts and settlements on behalf of our clients. Let us fight for your future financial security and your health. Call us today at (800) 522-7274 for a FREE consultation.