How Are Medical Bills Paid After A Car Accident
After an auto accident, your immediate concern is your health. In the case that you get injured, not only will you have to deal with pain and other discomforting symptoms, but you’ll also have to get medical treatment, which can be costly.
You may get compensation through an injury claim, but don’t expect to see your payout in a while. Insurance companies generally investigate injury-causing accidents thoroughly – which takes time.
You may be tempted to accept the first offer from the insurance company, but chances are they’re lowballing your settlement. It’s best to seek other financial options to pay for your medical costs as you wait for your claim to settle – fairly.
What Medical Coverage Options Are Available?
If you can’t pay for your medical bills out of your own pocket, you can turn to your health insurance provider for coverage. However, depending on your carrier, you may be asked to provide compensation once you receive your settlement.
Additionally, you should explore your Medicare or Medicaid coverage, if available.
What if you don’t have any form of health insurance coverage? Fortunately, there is one more option: getting medical treatment on a lien basis.
What Is a Medical Lien?
When you receive treatment on a lien basis, the doctor does not ask for any payment upfront, but rather waits to be paid after your personal injury case is resolved. In exchange, your doctor is granted a lien against your recovery, meaning he or she will be paid out of any financial compensation in your case. Essentially the liable party’s insurance carrier is still covering your medical bills – you just don’t have to wait for coverage.
We Can HelpAt Wilshire Law Firm, we connect our clients with a network of highly qualified, exceptionally reputable doctors and health care providers that give medical treatment on a lien basis. To explore all of your medical coverage options with help from one of our dedicated California personal injury attorneys, please call (800) 522-7274. Our consultations are FREE.