Some spinal cord injury (SCI) survivors face financial difficulties in addition to day-to-day disability issues and emotional struggles. They need medical care and equipment for their recovery, but they may not have the means to afford everything themselves. In this situation, matters can easily become stressful and overwhelming. Fortunately, there are some basic steps to take to reduce post-SCI financial anxiety:
- Get organized. Locate and safely store all important financial and legal papers, prioritize your bills, and keep accurate, up-to-date records.
- Ask for help. Besides friends and family members, you can also turn to churches, service organizations, and community networks for funds.
- Consider all sources for medical coverage. Look into your health insurance, VA benefits, auto insurance, workers’ compensation, etc.
- Try to keep your current insurance policy in force. If you lapse in coverage for two months or more, you could be denied coverage for up to a year in your next group plan.
- Look into COBRA if you need continuation of coverage. You may qualify for coverage if your employments ends for reasons other than gross misconduct, or your work hours are reduced to the point you no longer qualify for your employer’s healthcare plan.
Finally, if your spinal cord injury was caused by another party, you may be entitled to compensation for medical bills, lost wages, pain and suffering, and other damages. To determine whether you have a viable legal case, call (800) 522-7274 to get in touch with the experienced spinal cord injury lawyers at Wilshire Law Firm. In a FREE case evaluation, we can provide you with a full understanding of your rights and best legal options, so you know exactly where you stand.