Demystifying the Aftermath of an Uber Accident
Prior to the passage of Assembly Bill No. 2293, there used to be a lot of controversy surrounding Uber accidents and liability. The hottest point of contention was whether Uber or their drivers should provide insurance coverage during what was referred to as the “insurance gap” period – the period when the Uber app is on but there is no passenger in the vehicle.
Since then, regulatory agencies have established insurance coverage requirements, eliminating previous ambiguities. Consequently, there are now clear protocols on what to do after an accident involving an Uber vehicle. Below we examine the different cases.
Let’s say an Uber driver crashes into your car. Everyone is okay and there are no injuries, only property damage. This case is treated like any other regular traffic accident: you exchange information, make immediate notes about the accident, take pictures, and notify your insurance agent. Your insurance agent should take care of the rest.
What if you are a passenger in an Uber vehicle that gets into a crash that causes only property damage? In this case, you may be asked to provide your version of the events, but other than that, you have no personal stake in this issue.
But what about Uber accidents involving injuries? Now this is where things get interesting. If you are a passenger, pedestrian, bicyclist, motorcyclist, or another motorist and you are injured in an Uber accident, then you can file a claim against Uber and their liability insurance. However, your claim will be subject to different policy limits depending on the circumstances surrounding your case. For more information, read our blog.
It is highly advised that you consult with an experienced Uber accident lawyer before initiating the claims process. Insurance companies are notorious for lowballing claimants who do not have appropriate legal counsel. Therefore, if you want full and fair compensation for your damages, then call Wilshire Law Firm at (800) 522-7274 and let us fight to get you maximum recovery.