700Credit, LLC, a commercial credit services provider headquartered in Southfield, Michigan, experienced a significant external system breach. The incident was discovered on November 21, 2025, and has since been classified as one of the largest consumer data breaches of the year.
What Happened?
On or around October 25, 2025, 700Credit became aware of suspicious activity within its web application and immediately launched an investigation, with the assistance of third-party computer forensic specialists, to confirm the full nature and scope of the activity.
The investigation determined that certain records in the web application relating to customers of its dealership clients were copied without authorization. 700Credit thereafter undertook a thorough review of the potentially impacted records to determine what information was included in the records, to whom the information relates, and to identify contact information for purposes of providing notifications to its clients.
On November 21, 2025, 700Credit began notifying impacted dealership clients of the event. 700Credit then took steps to retain a notification vendor and confirm approvals to issue notices on behalf of its dealership clients. That process recently concluded.
Details of the 700Credit Data Breach:
The information that was subject to unauthorized acquisition varies by individual but includes:
- Name
- Address
- Social Security Number
- Date of Birth
To mitigate potential risks, 700Credit is offering 12 months of TransUnion credit monitoring and identity restoration services. This includes:
- Continuous monitoring of credit reports
- Alerts for suspicious activity
- Assistance with identity restoration in case of fraud
Conclusion:
If you’ve been affected by the 700Credit data breach, you may be entitled to compensation. Reach out to us for a free and confidential consultation. Call us 24/7 at 800-810-9182 – we take no fees unless you get paid.
